瞿宛文的部落格大數據時代的金融創新大有可為 – – FT中文網
2014/07/24 wwchu 中國經改─金融
「22日，阿里巴巴與中行…7家銀行宣佈深度合作，為中小企業啟動基於網商信用的無抵押貸款計劃—網商貸高級版，阿里巴巴通過外貿大數據為企業積累的信用體系，包括通過海關物流等渠道調取企業近6個月可合適的貿易數據，最終傳遞給銀行以實現放貸，商業銀行首次基於阿里巴巴平臺大數據和信用體系給中小企業提供無抵押信用貸款，最高授信可達1000萬元，利率不高於8%。」
2014/7/24, 安邦研究：中國實體經濟依然困難，融資難、融資貴是重要原因。在互聯網時代，銀行的創新業務應當充分利用大數據的優勢，實現有利於實體經濟發展的業務創新。
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